Finance and Pensions...
Below are our articles on the subject of Finance and Pensions. If you can't see what you are looking for our other categories are displayed on the left under 'Our Quick Links'...
Avoiding Scams
If truth be told, it would be possible to devote an entire book on this subject. The increase in our day to day reliance on computers and technology have opened up a...
Avoiding Serious Debt During Retirement
Millions of people in the UK will reach retirement age without adequate pension funds. For many, debt may seem like the only option but there are...
Borrowing in Retirement
When you retire, it doesn't necessarily follow that you are all geared up and have sufficient pension policies, savings accounts and annuities in place to afford you a...
Budgeting in Retirement
None of us know what's around the corner but your retirement could last 20 or even 30 years so it's important to plan your finances carefully.
You should consider...
Buying an Annuity
Annuities are a way of turning your retirement savings into a regular income. You pay a lump sum to an insurance company and the insurance company will make regular...
Cash in on Your 'Hidden Treasure' When You Retire
Many people scale back a bit after retirement, choosing to live simpler lives. Oftentimes, retirees even decide to sell their homes and move to...
Choosing The Right Credit Card
It's very easy to spend money on a credit card but not quite so easy to choose the right card for you. Choosing the correct card that suits your circumstances is vital...
Clearing Debts Before Retirement
Clearing debts before retirement would be ideal but the fact is that 50% of retirees will be in debt during retirement. Financial planning for retirement should...
Coping With Forced Retirement
Although employees can request to work well into later life there is nothing stopping employers forcing retirement on workers aged 65 and over. Forced retirement can...
Dealing With Creditors After a Spouse's Death
Dealing with creditors after a spouse’s death may seem a daunting task but it is one that should be undertaken as quickly as possible. If there...
FAQ: the New Pension Annuity Rules
Under new government plans, pensioners no longer need to purchase annuities from their pensions. From April 2011 the new pension annuity rules mean that the present...
Financial Boot Camp Retirement Training
Those who have given little thought to their approaching retirement should consider putting themselves through financial boot camp retirement...
Inheritance Tax
Not so long ago inheritance tax was something that the majority of us didn’t have to worry about. But over recent years, house prices have continued to rise at a rate...
Making Your Money Stretch During Retirement
Retirement often lasts for over 20 years and retirement funds can have to stretch for decades. Making your money stretch during retirement should...
Medical & Safety Issues: Older People on Holiday
Medical travel insurance is vital when travelling abroad, regardless of the holidaymaker’s age. But there are a few other medical and safety...
Nearing Retirement: Pension Boosters
Nowadays, we tend to live in a 'buy now, pay later' culture which can suit most financially comfortable people whose income from employment allows them to do this....
Obtaining Help With Money Problems When Retired
Money problems can strike at any time of life and retirement is no exception. When serious financial difficulties do arise it is always better to...
Reducing Household Utility Bills
The cost of our household utility bills has risen dramatically over the past few years, and long gone are the days when people have tended to stick with the same...
Retirement and the New State Pension Age
The state pension age is the earliest age that eligible UK citizens are able to claim their state pension. But under the current government...
Retirement Countdown: How Much to Save
It’s never too late to start saving for retirement even if the big day is less than a decade away. How much you will need to save will depend on...
Retirement Planning For Small Business Owners
Whether you employ staff or not, if you are self-employed, two of the most important issues you’ll need to plan for when it comes to planning for...
Selecting a Pension
There are several types of pension schemes which may be available to you. These include the basic state retirement pension, additional pension, occupational pension,...
Setting Up Savings and Pensions for Grandchildren
Grandparents often set up savings accounts for grandchildren as a way of financially contributing towards their future. Now, many grandparents...
The Tricky Decision Of Appointing A Will Executor
Making a will at some stage in your life is a normal event. But appointing an executor is not a decision to be made without some serious...
Unclaimed Pensions
In November 2007, research which was conducted by the London School of Economics revealed that the Government were sitting on a pot of around £4.5 billion in unclaimed...
Using The Equity in Your Home
Once you have retired, you will probably find that you are no longer eligible to obtain certain lending privileges that you had been accustomed to when you were working...
What Can You Claim?
Once you retire, the chances are that unless you have made provisions such as a private pension, savings, bonds or invested in things like annuities, your monthly income...
When Energy Companies Increase Their Prices
Fuel costs in the home are one of the major household expenses. If energy companies do increase their prices there is a way to save money while...
Why You Should Plan Your Retirement Early
A large proportion of people in their 20s would likely, if asked, tell you that they’ve made no pension provisions whatsoever. Many people who fall...
Writing A Will And Planning For Your Estate
Whilst we’re all aware that we’ll all die one day, it’s quite incredible to think that there are a large proportion of people who have never...
