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Below are our articles on the subject of Finance and Pensions. If you can't see what you are looking for our other categories are displayed on the left under 'Our Quick Links'...
Avoiding Scams
Avoiding Scams
How to recognise a potential scam and what you should do to avoid becoming a victim of a scam....
Avoiding Serious Debt During Retirement
Avoiding Serious Debt During Retirement
For many people the dream of a debt free retirement is not achievable - but there are some ways help prevent debt during retirement....
Borrowing in Retirement
Borrowing in Retirement
Discussing the options that are open to retired people, who want to get their hands on some extra cash....
Budgeting in Retirement
Budgeting in Retirement
How to draw up a budget in retirement to manage your finances more effectively. Benefits you can claim and other ways of cutting down on costs. What to do if you still…...
Buying an Annuity
Buying an Annuity
What is an annuity and the advantages and disadvantages of buying an annuity in retirement. Various annuity options....
Cash in on Your 'Hidden Treasure' When You Retire
Cash in on Your 'Hidden Treasure' When You Retire
Advice for retirees or others who hope to sell some of their unused belongings. Offers advice for getting appraisals, as well as for selling via online auctions....
Choosing The Right Credit Card
Choosing The Right Credit Card
What to consider when choosing a credit card - your spending and saving habits and getting the right card to suit your circumstances...
Clearing Debts Before Retirement
Clearing Debts Before Retirement
Around 50% of retirees will still have significant debts throughout their retirement, but financial planning as early as possible can help to assess required debt…...
Coping With Forced Retirement
Coping With Forced Retirement
Forced retirement can be a stressful time both emotionally and financially but this may be just the right time to search out new employment and social opportunities....
Dealing With Creditors After a Spouse's Death
Dealing With Creditors After a Spouse's Death
It is vital that creditors are informed of a spouse's death as quickly as possible in order that interest is frozen and the account can be dealt with promptly....
FAQ: the New Pension Annuity Rules
FAQ: the New Pension Annuity Rules
The government's new pension annuity rules will scrap the requirement to buy an annuity before the age of 75 with alternatives including capped and flexible drawdown....
Financial Boot Camp Retirement Training
Financial Boot Camp Retirement Training
Financial boot camp retirement training gives a taste of how it actually feels to live on a retirement income and to reassess whether you are financially prepared for…...
Inheritance Tax
Inheritance Tax
What inheritance tax is and the threshold at which you currently have to pay it. How to minimise your liability by understanding the regulations surrounding gifts and…...
Making Your Money Stretch During Retirement
Making Your Money Stretch During Retirement
Making money stretch during retirement should be a consideration and many eligible retirees are not claiming all entitlements and benefits that are on offer....
Medical & Safety Issues: Older People on Holiday
Medical & Safety Issues: Older People on Holiday
Taking a few medical and safety precautions before holidays or travelling abroad will provide peace of mind and help to ensure medical costs abroad are covered....
Nearing Retirement: Pension Boosters
Nearing Retirement: Pension Boosters
Various methods of boosting your income in retirement in addition to your regular pension provisions....
Obtaining Help With Money Problems When Retired
Obtaining Help With Money Problems When Retired
Money problems during retirement can be extremely stressful but there is a huge amount of free help and advice available, and assessing unclaimed state benefits may be…...
Reducing Household Utility Bills
Reducing Household Utility Bills
how you can switch your utility providers to save money on utility bills and how you can spend money to install energy saving devices. Ways in which by replacing bad…...
Retirement and the New State Pension Age
Retirement and the New State Pension Age
Under the government pension reform the state pension age is set to rise to 66 years but in the future this age requirement could be as high as 70....
Retirement Countdown: How Much to Save
Retirement Countdown: How Much to Save
At 30 years old retirement may seem too distant to be concerned about, but the chance to save for a financially comfortable retirement rapidly diminishes with each…...
Retirement Planning For Small Business Owners
Retirement Planning For Small Business Owners
How securing your financial future in terms of looking at things like pensions alongside planning an appropriate exit strategy are both crucial when planning for…...
Selecting a Pension
Selecting a Pension
The various types of pension schemes available and the rules and regulations of what pension schemes are available to you....
Setting Up Savings and Pensions for Grandchildren
Setting Up Savings and Pensions for Grandchildren
Grandparents can contribute to their grandchildren’s financial future by setting up either savings accounts or pension plans and there are a number of different…...
The Tricky Decision Of Appointing A Will Executor
The Tricky Decision Of Appointing A Will Executor
Appointing an executor of a will can be a tricky decision, but there are certain qualities required of an executor in order to fulfil this important role....
Unclaimed Pensions
Unclaimed Pensions
How you can use the Pension Tracing Service free of charge online to begin the process of looking into whether or not you might have been enrolled on previous pension…...
Using The Equity in Your Home
Using The Equity in Your Home
How equity release can be beneficial to homeowners looking for extra money in retirement. The implications of joining an equity release scheme and family issues which…...
What Can You Claim?
What Can You Claim?
The state benefits and other entitlements you might be eligible to receive once you reach retirement age. Benefits you get automatically and those you have to apply for....
When Energy Companies Increase Their Prices
When Energy Companies Increase Their Prices
Many consumers are unaware of an official rule that allows them to stop energy price increases during the time it takes to change energy suppliers....
Why You Should Plan Your Retirement Early
Why You Should Plan Your Retirement Early
For those who can afford to make pension contributions but who choose not to, how delaying planning for your retirement and leaving it until middle age will have a…...
Writing A Will And Planning For Your Estate
Writing A Will And Planning For Your Estate
The importance of writing a will. How to go about it and some of the implications if you don’t....
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